Money in, money out
Disbursements against collections over time, so a lender sees the health of the book before the month closes.
Money in vs money outbook healthy
Collected
R 1.1M
Disbursed
R 1.8M
Active loans
8
Money inMoney out
Client workCredit & lending
A lending platform, end to end
The full loan lifecycle in one platform: application, decisioning, disbursement, collections and regulatory reporting, plus a borrower portal and app, white-labelled per lender.
- Client
- Client work, name withheld
- About
- A corporate credit provider
- Sector
- Credit & lending
- Platforms
- Web, Mobile
- Our role
- Product design, Engineering, Compliance workflows, White-labelling
Thechallenge
Corporate lenders were running credit on email, spreadsheets and a patchwork of vendors, with compliance reporting assembled by hand at month end.
The platform had to automate the lifecycle while keeping every decision explainable to a regulator.
What webuilt
A borrower view that answers the only question
What do I owe and when. The active loan card puts the next payment and remaining balance first.
Borrower appsynced
Good afternoon
Your loans
Next payment due
R 4,287.50
Debit order on the 1st
Active loanActive
R 45,000
R 12,250 repaidR 32,750 left
Stack and craft
- Lender web platform
- Borrower portal and app
- Credit bureau integrations
- Regulatory reporting
Outcome
- Application to disbursement in one system.
- Configurable branding, so each lender runs it as their own.