Industries · Fintech
Software that moves money.
Our team has shipped regulated financial software to production: a lending platform, an investing app and an institutional trading cockpit. We bring that discipline to any business where a wrong number costs real money.
What our team has shipped
- A lending platform, end to endThe full loan lifecycle in one platform: application, decisioning, disbursement, collections and regulatory reporting, plus a borrower portal and app, white-labelled per lender.Credit & lending
- A wealth app for everyday investorsOne app to invest, borrow and protect. Managed baskets, gifting, child accounts, a family dashboard, goals and credit against your own portfolio, live with real customers under a financial-services licence.Wealth & investing
- An institutional trading cockpitA single cockpit for South African equities, the rand and rates: live market state, a sovereign yield curve, a bond screen and company analysis, replacing a wall of terminals and spreadsheets.Capital markets
Built in, not bolted on
The parts that decide whether financial software survives an audit, designed in from the first sprint.
Audit trails
Every change to money, limits or customer data recorded with who, what and when, in a form your auditors can read.Roles and approvals
Permissions by role, maker-checker approvals on sensitive actions, and access reviews that are easy to run.Reconciliation
Ledgers, payment files and bank statements matched automatically, with exceptions surfaced to a person rather than buried.Reporting
Regulatory and management reports generated from the same data the product runs on, not assembled by hand at month end.White-labelling
One platform run under several brands, each with its own theme, domain and configuration, as we did for lenders.AI with a paper trail
Agents that draft, match and flag, with every step logged and a person approving anything that moves money.
Questions
- Do we need to be a bank to need this?
- No. Any business that pays out, lends, holds client money or reports to a regulator needs the same discipline: every change traceable, every number reconcilable, every permission deliberate. Most of our thinking applies to marketplaces, payroll, insurance and B2B payments as much as to banks.
- Can you work inside our compliance process?
- Yes. We design approval steps, maker-checker controls, audit logs and reporting into the product, and work with your compliance and risk people from the discovery sprint onwards rather than at the end.
- Can you integrate with our core banking, payment or market data providers?
- Integrations are a core service. We connect payment processors, credit bureaux, KYC providers, ledgers and market data feeds, with retries, alerts and reconciliation so failures are visible rather than silent.
- Can we see the work?
- The case studies show recreations of the shipped products with client details removed. We are happy to walk you through them in more depth on a call.
See also: platforms and SaaS, integrations and AI agents.